Conventional Mortgage

For the vast majority of borrowers, conventional mortgage

loans are perfect, since they provide financing for up to 95 percent of the purchase price, as well as low fixed or adjustable monthly interest rates.

Qualified borrowers can get home financing with down payments as low as 3% of the purchase price with a customised conventional mortgage plan from Pinnacle Mortgage.
Compared to other loan kinds, conventional house loans offer a number of benefits. There are no upfront funding fees, gift money is accepted, and the property’s location is unrestricted. This loan type is a terrific alternative for any home buyer as long as you can meet the down payment requirements.

Conventional mortgage loans with down payments of less than 20% of the purchase price or appraised value must be insured by private mortgage issuers. Mortgage life insurance, which covers borrowers, is not the same as private mortgage insurance, which protects lenders.

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    ADVANTAGES OF CONVENTIONAL LOANS

    Who Can Benefit?

    1

    Clients are looking for low or no private mortgage insurance.

    2

    Clients are looking to buy vacation homes or invest in real estate.

    3

    Parents who wish to purchase homes for their children and friends to reside in while they are in collage.

    4

    Clients who have a substantial down-payment by avoiding PMI costs.

    Choose from our flexible engagement models

    We strive to provide our customers with top notch services.