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A rapid rescore refers to a method for raising your credit score rapidly. The method works through appealing to the major credit bureaus. If you have the means of doing so, the process can sometimes lift your credit score by more than 100 points within…

The post What Is a Rapid Rescore? appeared first on Saint Charles Mortgage.

Top mistakes homebuyers make Buying a home is no simple process. Mistakes are often made at many steps along the way. If you’re better prepared for these mistakes then you’ll be able to bounce back from them or even avoid them. Understanding the top mistakes…

The post Top Mistakes Homebuyers Make appeared first on Saint Charles Mortgage.

You decided to buy a house. Congratulations. Now comes the hard part: Qualifying for a mortgage. If you are like an average American citizen, your credit history is less than perfect. You decided to pull your credit report and saw that you have several accounts…

The post  Is It A Good Thing Or A Bad Thing To Pay-Off Collections Before Applying For A Mortgage  appeared first on Saint Charles Mortgage.

Now that interest rates are back to a lower rate in Texas, many homeowners are starting to take advantage of this opportunity to refinance their home’s mortgage.  However, refinancing may not be for everyone and it depends heavily on your personal situation. This is why…

The post Why Now is a Good Time to Refinance Your Mortgage appeared first on Saint Charles Mortgage.

VA Loans and Relocating to Wondrous Texas Residences   VA Loans and Attaining a Marvelous Lone Star State Place of Residence   Purchasing a comfortable and contemporary home anywhere in the United States can be an amazing feeling. It can feel particularly amazing to purchase…

The post How A VA Loan Can Help Put You In The Texas Home Of Your Dreams appeared first on Saint Charles Mortgage.

Texas Veterans and Mortgage Qualification   Buying a home can seem like an overwhelming and tough experience for anyone. If you’re a veteran who has served your nation so dutifully, there may be things that you can do to master the mortgage qualification process. It…

The post Texas Veterans and Mortgage Qualification appeared first on Saint Charles Mortgage.

Veterans in Texas and Successful Home Purchases   Texas is the vibrant Lone Star State. It’s also chock-full of impressive veterans who have served their nations well in the past. These veterans nowadays have been able to secure more homes than ever before. People are…

The post How Veterans In TX Are Buying Homes In Increasingly High Numbers appeared first on Saint Charles Mortgage.

You have gone through the house-hunting process and now have a house at the top of your list that has won your heart. The next stage would be to pay, get the key, and move in. But where is the cash? Here is where a…

The post Can a Mortgage Broker Find a Lower Interest Rate for Your Mortgage? Find Out Today. appeared first on Saint Charles Mortgage.

If you own a mortgage, you have devoted to paying your lender a specific interest rate or even a variable interest rate for a stipulated period. Basically, the only convenient way to lower the specified period or rate is through refinancing.   Generally, it’s possible…

The post How Much Can You Save If You Refinance Your Mortgage? The Answer May Surprise You appeared first on Saint Charles Mortgage.

Securing financial independence is not an easy feat especially, with speculation and suspicion that has been running through the financial institutions, as to, whether the so-called, mortgage brokers, give a hoot to client’s interest or they are just masquerading and deliberately sinking them to more…

The post Benefits Of Using Mortgage Brokers To Locate A Lower Interest Rate appeared first on Saint Charles Mortgage.