The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment.
This program was designed to provide housing and assistance for veterans and their families.
The Veterans Administration provides insurance to lenders in the case that you default on a loan. Because the mortgage is guaranteed, lenders will offer a lower interest rate and terms than a conventional home loan. VA home loans are available in all 50 states. A VA loan may also have reduced closing costs and no prepayment penalties. Additionally, there are services that may be offered to veterans in danger of defaulting on their loans.
Let’s Have A Conversation.
No down payment required. 100% Financing
No monthly mortgage insurance, ever
Lower than average credit score requirements
Fixed rate, adjustable rate, and term length options available
Can be combined with additional down payment assistance to reduce closing costs
You must have served 90 days during wartime
Or, you have served 181 days during peacetime
Or, you have served 6 years with the National Guard or Reserves
Or, your spouse has died in the line of duty or due to a service-related disability
Available for primary residences only
A one-time funding fee will be rolled into the loan amount
Choose from our flexible engagement models
We strive to provide our customers with top notch services.